If you have an adverse or bad credit history we can arrange a shared-ownership remortgage for the following purposes.

• To purchase further shares

• Home improvements/ essential repairs (must be approved by the housing association)

• To purchase the total remaining shares 

• To repay arrears of rent to the Housing Association

• To buy out a partner in a joint shared ownership mortgage

• To consolidate debts or capital raising

If the above applies please click here, this will take you to the enquiry form. The enquiry form has sections that will ask about any adverse credit history.

Please note that we cannot arrange a remortgage to consolidate debts for more than 60% of your share or for the original share price when you purchased, whichever is greater if you have any adverse credit history.

The overall cost for comparison is 14.6% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. The non adverse product has an APR of 6.9%

Your home may be repossessed if you do not keep up repayments on your mortgage.

We will charge you a fee of £695 for arranging and processing your mortgage the fee is not payable up-front and only if we obtain a mortgage offer for you.

Tricon Limited is Authorised and Regulated by the Financial Services Authority to arrange mortgages.