If you have at
least 2 years business accounts, produced or authorized for you by
an accountant the mortgage is assessed as a full status
application and general income multiples and lending terms apply.
Income is net profit which includes salary drawings.
Please note; we no longer arrange self-cert mortgages.Very minor old
adverse mortgages up to 85%, light adverse
credit maximum loan to value is 75%. More adverse can be considered to 70%.
Please take a look at our rates page for more details.
Self employed also covers
contract workers, fixed term contract employed people, company
directors with 25% or more of the company shares in their
ownership and often people working in the family business.
We will charge you a fee of £695 for arranging and processing your mortgage
the fee is not payable up-front and only if we obtain a mortgage offer for
you. The actual rate
available will depend on your circumstances. Ask for a personalised
illustration.
Think carefully before securing other debts
against your home. Your home may be repossessed if you do not keep up
repayments on your mortgage.
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