Self certified mortgage self cert mortgage self-employed only
up to 80% loan to value
WE NO LONGER ARRANGE SELF CERTIFIED MORTGAGESIf you are unable to confirm your income because it comes
from various sources if you are self employed but do not have accounts we could
arrange a self certified mortgage for you. Self cert mortgages are not for
inflating your income to reach a certain mortgage value but for genuine circumstances such as a sole trader not required to have audited
accounts.
Our Self-cert mortgages are only available to self employed people and can
also be arranged if there is a history of adverse or poor credit.
The actual rate available will
depend on your circumstances. Ask for a personalised illustration.
We will charge you a fee of £695 for arranging and processing your mortgage
the fee is not payable up-front and only if we obtain a mortgage offer for
you.
Think carefully before securing other debts
against your home. Your home may be repossessed if you do not keep up
repayments on your mortgage.
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