MORTGAGES
FOR PEOPLE WITH ADVERSE OR BAD CREDIT
Will I get a mortgage if I have had past
bad credit or credit problems?
Mortgage money has become very difficult to secure if you have had even the
lightest poor credit. We have access to a number of mortgages where some past
bad credit may be acceptable.
Each enquiry we receive is assessed on its merits. It is not an automated
process so even when you have been declined by a mainstream lender we may be
able to help.
THESE ARE THE CRITERIA YOU HAVE TO MEET FOR AN ADVERSE CREDIT MORTGAGE AS AT
11TH MARCH 2010.
- 85% ONLY MINOR SUCH AS A SATISFIED DEFAULT OVER 24 MONTHS AGO AND NOT
MORE THAN £500 (HIGH STREET RATES)
- 80% AS ABOVE REMORTGAGES (HIGH STREET RATES)
- 75% CCJ OR DEFAULT CAN BE CONSIDERED IF OVER 24 MONTHS SATISFIED
DEPENDING ON THE AMOUNTS (HIGH STREET RATES)
- 70% SATISFIED IVA (24 MONTHS) DISCHARGED BANKRUPTCY (36 MONTHS)
SATISFIED CCJS, DEFAULTS (MAY BE CONSIDERED IF NOT SATISFIED) COMPLETED DEBT
MANAGEMENT PLANS (24 MONTHS) THESE ARE RATES FROM SPECIALIST LENDERS
- 60% TO 65% ALL ADVERSE CONSIDERED ON ITS MERITS (SPECIALIST LENDER
RATES)
- PLEASE NOTE THAT ANY ADVERSE CREDIT OF ANY TYPE REGISTERED IN THE LAST
12 MONTHS IS NOT ACCEPTABLE ON ANY MORTGAGE UNLESS IT WAS REGISTERED IN
ERROR.
Tricon Limited has specialised in mortgages for people with a bad credit record
since 1997 and we are proud to say that we have an excellent record of success
in placing the mortgage for our clients. We welcome all enquiries.
The actual rate you would pay will depend on your circumstances and the property
loan to value
Please request a personalised quotation and keyfacts illustration via our
enquiry form. |
