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All
mortgages are available to apply online. Good credit low rate mortgages, bad
credit, poor credit, difficult mortgages or adverse credit cases. We specialise
in remortgages and mortgages up to 95% on shared ownership mortgages and from
90% on standard products including new build houses
We
have the following mortgage and remortgage products
- Mortgages to purchase
property for own occupation up to 90% with some very minor adverse settled for at least 1 year or with prime credit. Self cert not
available on any scheme.
- Mortgages to purchase a property with
more adverse credit up to from 85%
-
Special schemes for 75% 70%, 65% and 60%
where most adverse credit is allowed
- Remortgages for any purpose with no adverse credit
or settled light adverse (1 year min) up to 90%
- Remortgages for any purpose with
light adverse credit up to 85%
- Remortgages for any purpose and
mortgages with more (see rates page for this) adverse credit including minor
mortgage arrears up to 75% High more recent adverse up to 60%
- Right to buy mortgages up
to 100% of offer price. Check suitability of property first.
High rise flats may be acceptable. No adverse credit though.
-
Shared ownership remortgages
up to 95% of your current share value. Not for debt consolidation.
-
Shared ownership mortgages
for purchases up to
100% of the share purchased from a specialist lender or 95% from a high street
lender. Some old adverse acceptable on both schemes.
Think carefully before securing other debts
against your home. Your home may be repossessed if you do not keep up
repayments on your mortgage.
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We prefer you to obtain your own credit file rather
than us adding credit search entries to your report. This is far better for you
because it does not harm your credit rating.
Get your FREE or £2 one- off credit file just
click here
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