• Proof of address if not on voters roll.
  
• Proof of current address dated within last 3 months will be required in all cases.
  
  Acceptable proof of address documents are
  Utility bill (not mobile phone)
  Credit card, bank or mortgage statements
  Inland revenue statements or notices
  Council Tax bill
  Driving license and counterpart

• Proof of identity is required in all cases and original documents must be supplied. We send you a security envelope for this.
  
  Acceptable proof of identity is
  Passport
  New style driving license with photo and counterpart
  Old style driving license of not used for proof of address
• If you do not have any of the above we may be able to arrange a Certificate of Identity
  for you.

• Income details are always required.
  
  Last 3 months pay slips

• Bank statements are required sometimes

• A valuation fee will be collected later in the process. A credit card must be supplied for this.

• References. We may have to take up the following references.
  Employer
  Landlord
  IVA
  Accountant

• If the circumstances apply we will need the following documents
  Bankruptcy discharge certificate
  Current tax credits award documents
  Second employer pay slips
  Proof of self employment if you do not have an accountant
  
• We carry out an affordability assessment based on our own model plus the information you provide. This is so that we can see if you are able to afford the mortgage you requested.

    
Click on the following topics for helpful information, that could help you get your mortgage or remortgage

   adverse credit
   shared ownership
   self employed
   buy 2 let
   no age limit mortgages
   items required list