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"Hi, this is usually what we need to give to the lender to support your application. Not up-front but with the full application"

Tricon Specialist Mortgages

 

                                                                                   

 

100 percent mortgages  
  This is what you may have to get together for your application

Proof of current address
dated within last 3 months will be required in all cases.
Acceptable proof of address documents are
Utility bill (not mobile phone)
Credit card, bank or mortgage statements
Inland revenue statements or notices
Council Tax bill
Driving license and counterpart

Proof of identity is required in all cases and original documents must be supplied. We send you a security envelope for this.

Acceptable proof of identity is
Passport
New style driving license with photo and counterpart
Old style driving license of not used for proof of address
Tax coding statement if none of the above are available

Income details
3
months pay slips. Sometimes a latest P60
If self employed at least one year's accounts from a chartered or certified accountant or an accountant's reference. Self Assessment tax returns for at least 2 years may be acceptable
Bank statements are required sometimes, 1 to 3 months latest statements.
A valuation fee will be collected later in the process. A credit card must be supplied for this.
References. We may have to take up the following references.
Employer
Landlord
IVA
Accountant
If the circumstances apply we will need the following documents
Bankruptcy discharge certificate
Current tax credits award documents
Second employer pay slips

If you have a mortgage you may be asked to provide a payment statement covering the last 12 months payments.
 

    

The quicker you can supply the documents needed for your mortgage the quicker the mortgage offer will be issued.

It is worth, therefore, getting as much as possible together as soon as you receive your quote.

All items required must be current.

All documents must be the originals, not copies.

Proof of address documents must be no older than 3 months.
 

 


  


 

 
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