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There are various ways to describe mortgages for people with credit histories that would mean a refusal from a mainstream lender, Impaired credit mortgages is just one.
If you have been refused, or you think you will be because you have a default, late payments on a loan or credit card, mortgage or rent arrears, we may be able to help arrange your mortgage.
Remortgages are a great way to pay off expensive debts that may have caused the credit problem in the first place. This may cost you more in interest over the very long term which must be taken into account when consolidation debt.

We have a very easy application process that is carried out on-line, by e-mail and post.
To find out how we can help please fill in our enquiry form and we will come back to you.....fast. 85% loan to value is the maximum for the time being. Lower loan to values may have lower rates. The actual rate will depend entirely on your circumstances. Ask for a personalised illustration.

Check out our rates page before you apply. Full terms are shown before you reach the enquiry form.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We will charge you a fee of £695 for arranging and processing your mortgage the fee is not payable up-front and only if we obtain a mortgage offer for you.