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ADVERSE CREDIT
MORTGAGES FOR FIRST TIME BUYERS
First Rung Now has teamed up with Tricon to help first time
buyers who may have a problem getting their first mortgage for any
of the following reasons.
Some adverse credit history
Late payments on loans or credit cards
Credit defaults
Rent arrears
County Court Judgments
IVA or debt management plan in place
Discharged bankrupts
Since 1996 we have specialized in arranging mortgages for people
with circumstances that mean high street mortgage lenders may say
"no thanks!" we call this adverse credit mortgages.
If you have a less than perfect credit history, (even a few late
credit card payments can count against you) right through to CCJs
and past bankruptcy. We can help.
We also have schemes for self-employed with no accounts minimum
10% deposit , for employed
people where overtime and bonus is not taken into account (we can),
any level of poor credit history including rent arrears and higher
than normal income multiples.
You must have a minimum of 5% deposit or 10% for
self-cert income schemes. We cannot arrange 100% mortgage where
there has been any adverse credit but with no adverse credit we can
arrange up to 125%.
The overall cost for comparison is 6.85% APR. The actual rate
available will depend on your circumstances. Ask for a personalised
illustration
We will charge you a fee of £695. which is
payable on completion.
Your home may be repossessed if you do not keep up repayments on
your mortgage.
Our on-line system is almost unique
in the mortgage industry for speed, clarity of terms, customer
service and we even have a 24/7 on-line progress tracker so you can
see how your application is progressing. And, we do not pass your
enquiry on to someone else, we do actually arrange the mortgage for
you ourselves. Complete our enquiry form now if
you need a mortgage lender to say yes.
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Tricon Limited is Authorised and Regulated by the Financial Services
Authority.
Some mortgages such as buy-to let are not regulated by the FSA.
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