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Credit
Files
The 2 main credit agencies are Experian and Equifax. The
preferred one for most lenders is Equifax.
You can obtain your credit file from either, just click on the links
below.
If you believe you may have some registered credit problem it will pay to get
your own file before you apply for a mortgage. You will the be able to explain
to us accurately what the position is to avoid disappointment and time wasting.
Tricon Limited is able to find a mortgage that covers most credit problems so it
is better to have a clear picture at the start.
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We prefer you to obtain your own full credit report
because this gives us enough information to be sure about whether you qualify
for a mortgage but does not damage your credit score by multiple credit
searches.
Please note that Credit Report scores are NOT what lenders use to assess a
mortgage application. They have their own processes.
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