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ADVERSE CREDIT REMORTGAGES UP TO 90% ●  REMORTGAGE TO CONSOLIDATE DEBTS ● HOME IMPROVEMENTS ● ADVERSE CREDIT CONSIDERED APPLY NOW ● 90% LTV. 95%,90%,85%,80%,75%,65%,60% schemes for all levels of adverse credit.

ADVERSE CREDIT REMORTGAGES FOR DEBT CONSOLIDATION
Please try our debt calculator CLICK HERE This will give you a good idea of how much you could save per month with a remortgage to consolidate loans and credit cards.
Then complete our remortgage enquiry form for a quote.

ADVERSE LEVELS
The older and lower the amounts of past adverse credit the higher the loan to value will be. The highest levels such as discharged (3 years) bankruptcy or IVA will mean 60% but a bankruptcy or IVA discharged over 4 years could mean 90%. CCJs, defaults and late payments are not such a problem for up to 90%.

APPLICATIONS
Each application is judged on the following; the loan to value, when the adverse credit was registered, if it has been satisfied, how your credit file has looked for the last 3 years, what type of adverse credit, a good explanation for arrears or late payments, what you need the remortgage for.

For the overall cost for comparison see our rates page. The actual rate available will depend on your circumstances and the property loan to value. Ask for a personalised quotation and keyfacts illustration.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.