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100 percent mortgage, 100% mortgages still available on shared ownership schemes

100% Mortgages are no longer available apart from shared ownership 

Don't let no deposit spoil your dreams of a first home. You can still do this on shared ownership. We have arranged many, many 100% mortgages. It can be difficult, stuck in renting, not able to save for a deposit so why not let us help you. We have more than 10 years experience arranging 100% mortgages. You must have sufficient funds to cover all the lender fees though.

100% mortgages on shared ownership with or without adverse credit or 90% from high street lenders

 CLICK FOR 100% ON SHARED OWNERSHIP, PRIME OR WITH ADVERSE

You should be aware that whilst you will not need a deposit you must make financial provision for legal fees, broker fees, valuation fees and stamp duty (properties over £175,000) if applicable. 

If you are a first time buyer and have some adverse credit history we may be able to arrange 100% financing for you but only on shared ownership. If you have a deposit (20%) and some adverse credit but you do not fancy shared ownership we do have a scheme for you. SEE THE RATES PAGE FOR MORE DETAILS

If you need a 100% mortgage and have bad credit history we can no longer help but try us for 80% or a shared ownership mortgage for 100%. We have 90% with no adverse.

Of special interest to home owners wishing to remortgage up to 90% of their property value is our remortgage scheme. This does NOT allow for adverse credit history but check with us first. Unfortunately 100% is no longer available. Sub prime mortgages at 100% are definitely not available anywhere, apart from shared ownership.

To find out if you qualify for one of our mortgage schemes please complete our enquiry form.   CLICK ON ENQUIRY FORM IN THE RED BOX AT THE TOP OF THIS PAGE

We will charge you a fee of £695 for arranging and processing your mortgage the fee is not payable up-front and only if we obtain a mortgage offer for you.

Please note that self-certification of income is not available 80% LOAN TO VALUE. Self employed must have 2 years accounts or 2 years Inland Revenue self-assessment statements to be considered. Employed must prove income by pay-slips, P60s and/or employer references or substantial proof of self employment such as an accountant's letter, VAT registration or trade invoices from credible businesses..